HOME MORTGAGES RESIDENTIAL LENDERS
NEW HOME LOANS COMMERCIAL LENDERS
REFINANCING BUSINESS LOANS
RESIDENTIAL
Home buying is very exciting and can be very challenging if you don’t have the right tools. First Step is to find a great local lender and we can help you and guide you finding one!
There are many benefits with selecting a local mortgage lender / loan officer because they know the local market and in most cases costs and fees are less. And best part of a local lender is that you are talking to one person in-charge of doing the loan instead of dealing with many different departments. These local lender can also help you with an existing refinancing loan options and in some cases can lower your interest rate depending on the market.
Call/Text: 281-407-1670 or Email us: Office@TexasTierRealty.com for the list of great local lenders and we would be glad to help! As a buyer you are free to choose any lender you like and feel comfortable to work with! Thank You.
The 7 Q’s
When consulting with a lender always ask the lender about:
-
- Loan Origination Fees
- Discount Points
- Buydown Rate
- Processing Fees
- Lender Fees
- Admin Fees
- Miscellaneous Fees
The Loan Path
Know the 20 Steps, buying a home is super exciting, get familiar how it works and call us if need any help:
-
- Loan Application
- Lender Checks Credit, DTI, Income, Etc.
- Gather Loan Documents
- Analyze Home Purchase Budget
- Submit Loan Documents
- Review Loan Disclosures
- Appraisal Order
- Appraisal Report Due
- Review Appraisal Report
- Submit All Paperwork to Underwriter
- Underwriter Decision
- Loan Approval
- Loan Documents Review and Preparation
- Approve Initial Closing Disclosure
- Loan Documents Sent to Title
- Prepare for Closing
- Review and Sign Final Closing Disclosure
- Loan Funding
- Closing Done
- Congrats!
RESIDENTIAL LENDERS – Local & professional lenders that can help you with many residential loan types and several loan options.
Dan Cantu / Jenny Duley
713.805.5454 (call or text) / 281.704.8155 (call or text)
Loan Officers
John Wren
281.650.4351 (call or text)
Loan Officer
Anna Babineaux
713.907.5365 (call or text)
Loan Officer
Cori Scherer
832.689.9592 (call or text)
Loan Officer
Note: The local lenders here for references and information purposes only. As you are free to choose any lender you like and feel comfortable to work with! Thank You.
COMMERCIAL
Commercial loans or commercial mortgages are linked with a real estate or a commercial property; in order to secure a commercial loan the buyer must have a qualified real estate or a commercial property. Few examples of commercial are office buildings, retail centers or shopping centers, warehouses, office warehouses, vacant commercial lot or land, apartment complex, industrial buildings, etc. The objective for commercial loans is to secure a commercial property. Other options in commercial loans can be for business use, redevelopment, refinance, redevelopments, developments, construction, buy and hold, etc.
Always consult with a local professional who is well versed in all types of commercial lending, discuss the process, loan criteria, loan requirements, discuss all fees & costs, discuss terms & conditions and then move forward accordingly.
COMMERCIAL LENDERS – Local lenders that can help with all types of commercial loans, business loans, personal loans, real estate construction loans, etc.
Jay Farley – Capital Bank
832.425.0110 (call or text)
Loan Officer / Commercial Lending
Note: The local lenders here for references and information purposes only. As you are free to choose any lender you like and feel comfortable to work with! Thank You.